The decision to seek treatment for an addiction can be complicated. There are several factors to consider, including the costs of rehabilitation and treatment. Depending on the needs of an individual, the costs of treatment can vary significantly. That is why it is important to obtain insurance through the Blue Cross Blue Shield of Arizona.
The Blue Cross Blue Shield of Arizona offers a variety of options to cover health care needs. The programs can vary significantly based on the budget of the individual. Generally, a higher monthly premium will result in a lower out-of-pocket cost when a treatment is required. Additionally, the way that treatment programs and options are handled can vary based on the needs of the individual and the details of the plan.
There is a maximum cost for the entire year, which can help provide peace of mind when it relates to the expense of addiction treatment and recovery. Some plans will set the maximum at the same rate as the deductible. This means that there is no additional cost for most health care needs after the deductible is paid. The insurance will pay for the additional costs of treatment. Other policies will have a set amount that the individual must pay, which is called the co-insurance or co-pay. It is usually a percentage of the costs, such as 20 percent.
Paying for Rehab
In Arizona, the Blue Cross Blue Shield plans will cover the costs of inpatient and outpatient addiction treatments. Depending on the specific plan and the individual’s coverage, it will either pay for the full cost of treatment or it will pay the majority of the costs. The percentage that an individual is required to pay will vary, but it is usually around 20 percent of the costs if the full amount is not covered.
Out-patient treatments are covered, even if an individual has gone through an inpatient program before continue into an outpatient program. In some cases, the full cost of the treatment is handled by the insurance after the deductible has been paid. There is also coverage for any health concerns that may arise in relation to substance abuse or the treatment process.
Addiction recovery can be complicated, but that does not mean it is necessary to question the options or costs associated with recovery. There are insurance policies that can help pay for the cost of treatment in Arizona. The key is to recognize the program that is most appropriate for personal goals and the budget that has been set. The insurance will help cover the costs so that it is possible for the individual or family to focus on healing and recovery.
To learn more about insurance coverage, or to get help for you or a loved one, contact DrugRehab.org today. We are here to help you get your life back on track.
Arizona Drug and Alcohol Rehabs
- Ajo (4) Apache Junction (6) Arizona City (7) Avondale (3) Benson (7) Bisbee (5) Buckeye (2) Bullhead City (11) Bylas (1) Camp Verde (3) Casa Grande (20) Chandler (17) Clifton (4) Coolidge (2) Cottonwood (6) Dewey (2) Douglas (6) Eagar (1) El Mirage (1) Eloy (2) Flagstaff (12) Fort Defiance (1) Fort Mcdowell (1) Fredonia (3) Ganado (1) Gilbert (12) Glendale (19) Globe (7) Green Valley (1) Hereford (1) Holbrook (1) Huachuca City (1) Kayenta (2) Kearny (1) Kingman (7) Lake Havasu City (7) Lakeside (2) Laveen (2) Littlefield (2) Marana (2) Maricopa (3) Mayer (1) Mesa (55) New River (1) Nogales (4) Oracle (2) Page (2) Paradise Valley (1) Parker (4) Payson (6) Peach Springs (2) Peoria (4) Phoenix (161) Polacca (2) Prescott (24) Prescott Valley (12) Sacaton (4) Safford (3) Sahuarita (3) Saint Johns (1) San Carlos (1) San Luis (3) San Manuel (2) Scottsdale (23) Sedona (4) Sells (3) Show Low (3) Sierra Vista (9) Snowflake (1) Springerville (1) Sun City West (2) Supai (1) Superior (1) Surprise (2) Tempe (16) Tolleson (2) Tuba City (2) Tucson (111) Wellton (1) Wickenburg (7) Williams (1) Winslow (8) Yuma (20)