One of the most well-known healthcare insurance companies, Humana boasts a broad range of coverages, specific focus on medical research and technological advancements, and networks for care that span the country. With excellent ratings in policy holder satisfaction, setting itself apart from competing top-notch companies, Humana works toward its standard of recognition by providing policies that cover the treatment of unique and individualized ailments, such as the innumerable types of substance abuse, addiction, and mental illness.
In terms of coverage for substance use disorders, Humana is able to afford policy holders with both group and individualized plans, letting those with drug and alcohol problems enroll on their own terms. Each plan that allows for substance abuse coverage differs in a number of ways. Whether its network location or pre-approval for treatments, Humana lays out its guidelines and provides plenty of options for those in need of insurance coverage in order to continue forward with recovery goals.
The cost of substance abuse treatment is often quite high, making it difficult for those needing treatment to feel it is worth the next headache of financial strain. Treatments may have a price tag that is unsavory, but insurance companies like Humana are focused on keeping rehabilitation services low in price with reasonable out-of-pocket payments, copays, and varying options for further services as are needed.
A benefit of seeking out treatment that falls under insurance coverage through Humana is the addition of mental health coverage. Being that many of those who struggle with drug abuse and addiction are oftentimes coming from a place of mental illness that also needs treating, Humana’s coverage for services such as intense outpatient care, can come in handy. While withdrawal and rehabilitation for drug dependency is one aspect of recovery, treating any underlying issues, such as OCD or Schizo-effective Disorder, is just as important. Addiction may resurface if those coexisting and dual diagnosis ailments are not given medical attention, as well.
It is important when entering a rehabilitation program to be aware of financial constraints and whether or not your facility accepts certain plans, or your plan accepts certain facilities. In-network areas can be relied on, while other, out-of-network places require some deeper digging on coverage or a Medicare Advantage partnership.
Pay specific attention to the variety of treatment types that are often covered by plans, such as inpatient residential programs, detoxification in a hospital setting, and even prescription coverage for medically-assisted withdrawal medications.
To learn more about the ways in which your insurance coverage through Humana can get you into the treatment you require, contact us at DrugRehab.org.