For patients who have made the important decision to enter rehab, sometimes evaluating payment options can be a challenge. There are a number of different healthcare plans available in Alaska through Blue Cross and Blue Shield of Alaska, and those who know they will need coverage for substance abuse treatment should carefully evaluate their options to find the best choice.
It is important to note that the different plans listed will all have different deductible amounts and different monthly payments. These numbers can change depending upon the number of people being covered and a variety of factors related to each person. Patients should consider these charges as well when they research the different types of insurance available. Certain types of plans will also require the patient to carry coinsurance.
Premera Blue Cross Blue Shield of Alaska (Plus 5250 HSA, Plus 5250 HSA High, Select 5250 HSA, Plus 6350, Select 6350) – Bronze, PPO
For both inpatient and outpatient substance abuse treatment, Blue Cross Blue Shield will pay all costs after the deductible has been met.
Premera Blue Cross Blue Shield of Alaska (Select 5500, Plus 5500)- Bronze, PPO
Once the deductible has been met, patients will need 20 percent coinsurance to cover substance abuse treatment. This applies both to inpatient and outpatient care.
Premera Blue Cross Blue Shield of Alaska (Plus 2500, Plus 2500 HSA High, Select 2500 HSA) – Silver, PPO
Once the deductible has been met, the patient will need 20 percent coinsurance to cover treatment for substance abuse. This applies both to inpatient and outpatient care.
Premera Blue Cross Blue Shield of Alaska (Plus 3000, Plus 2000, Select 3000, Select 2000) – Silver, PPO
If the patient requires substance abuse help in an outpatient facility, then the patient will be responsible for 20 percent. If the patient requires substance abuse treatment in an inpatient facility, the company will require 20 percent coinsurance after the deductible has been paid.
Premera Blue Cross Blue Shield of Alaska (Plus 1500, Plus 1000, Select 1500, Select 1000) – Gold, PPO
If the patient need substance abuse treatment in an outpatient setting, than 20 percent of the costs will need to be covered by the patient. If the patient needs help in an inpatient setting, than Blue Cross Blue Shield will require 20 percent coinsurance after the deductible has been met.
Health coverage can be critical for patients and their families investigating the best way to pay for medical help for a substance abuse problem. Patients preparing to enter rehab in Alaska should verify what types of treatment will be covered so they can best determine the health plan that will suit them best. Review the above information and determine the plan that will be most helpful.
Contact DrugRehab.org for more information on healthcare coverage of substance abuse treatments.
Alaska Drug and Alcohol Rehabs
- Anchorage (62)
Copper Center (3)
Delta Junction (1)
Dutch Harbor (1)
Eagle River (2)
Fort Yukon (2)
King Cove (1)
Saint Paul Island (4)
Sand Point (3)