Throughout Michigan, thousands of people are battling addiction and are not aware of the resources that are available to help. Many people mistakenly believe or assume that addiction is simply the result of poor life choices, and it’s something that a person can simply choose to end. The truth is, addiction is a serious illness with deadly side effects. The only way to truly overcome addiction and enjoy a life of sobriety is to seek treatment from a qualified rehab center. In Michigan and throughout the rest of the country, statistics show that most people do not receive the treatment that they need for addiction. This can be attributed to many factors, but one of the main reasons people avoid treatment is because they think they cannot afford it.
Now, the Affordable Care Act requires all plans available in the healthcare Marketplace to provide coverage for mental healthcare services and behavioral healthcare services. Benefits will vary based on the plan that the patient chooses. Aetna healthcare plans in Michigan provide those suffering from a substance abuse disorder with affordable treatment options.
Aetna Rehabilitation Insurance Coverage in Michigan
Aetna and its subsidiaries provide healthcare coverage to Michigan residents, including those who are searching for insurance coverage for substance abuse treatment services. There are three different plan levels available, including the bronze, silver, and gold plans. With a bronze plan, patients will have lower monthly premiums but often are required to pay higher out-of-pocket costs for healthcare services. On average, a patient with a bronze plan will receive coverage for about 60 percent of the treatment costs. The silver plan is a moderate healthcare plan that pays for about 70 percent of the treatment costs for patients. The monthly premiums are higher for this plan than they are for the bronze plan. The premium plan is the gold plan, which covers about 80 percent of all healthcare costs. It has lower copayments and deductibles as well, but it has the highest monthly premiums.
The rates for individual plans through Aetna will vary based on the level that the customer chooses for their healthcare plan, their age and their lifestyle choices. It’s important that people look at the specific benefits that are covered under individual plans in order to determine if it is the right option.
Importance of Seeking Treatment for Substance Abuse Disorders
Treatment is the only way for a person to completely recover from addiction. Whether they are battling an addiction to illicit drugs, prescription drugs or alcohol, a recovery program is the best way to identify the root cause of the addiction and to create a plan for moving forward as a sober person. Rehab centers provide patients with a safe space to discuss their concerns and their questions, and these facilities also offer support, resources and other necessary materials to help each person through recovery.
Addiction is an actual disease with physical side effects. Withdrawal is one of the most difficult physical challenges to cope with when it comes to recovering from addiction, which is why it is recommended that people consider staying at a residential facility where they can receive medical care around the clock. Residential treatment centers also offer recreational programming, counseling services, and private therapy in addition to detoxification services.
Patients also may consider outpatient counseling, which allows them to work with licensed counselors on a private basis as well as in a group setting. This helps patients deal with the emotional side effects of addiction. In addition, holistic treatment options can help patients develop new coping mechanisms as they experience sobriety.
Aetna Coverage for Addiction Recovery Treatment Services
All Aetna healthcare plans offered through the Healthcare Marketplace provide some type of coverage for substance abuse treatment services and behavioral healthcare services. In addition, Aetna offers its customers additional services designed to encourage people to seek treatment if they feel that they have a problem with drugs or alcohol.
Find Out More Information Today
For more information on Aetna healthcare plans and to find a facility that will accept your insurance policy, contact us at DrugRehab.org today. We look forward to helping you on your journey toward recovery.