There are many different types of addiction treatment options available, and there is no specific treatment that is considered the right way to overcome addiction to drugs and alcohol. Different components and treatment approaches can be combined in order to meet the needs of the individual. While there are many different ways to approach the recovery process, one thing is for certain: treatment is the only way to completely recover and heal from addiction. Unfortunately, many people who need treatment for addiction do not get the care that they require. Some feel that they cannot afford it, and they do not have access to the necessary resources in order to make the right decision. It’s important to note that many health insurance policies provide coverage for substance abuse treatment services, including all of those offered through the Healthcare Marketplace. Aetna is one health insurance company that offers policies that provide coverage for substance abuse treatment and behavioral health care.
Aetna Rehabilitation Insurance Coverage in Indiana
Aetna provides insurance coverage to people in Indiana through its parent corporation as well as its subsidiaries. Those who are interested in Aetna insurance coverage should note that there are three different metal levels available in most areas. The metal levels include bronze, silver, and gold.
The bronze level is the most affordable option and covers about 60 percent of health care treatment costs. This plan has the lower monthly premium costs, but many patients have to pay higher out-of-pocket costs when they do need medical care or treatment.
The silver level plan is a moderate option that is available to people in Indiana and the surrounding area. On the silver plan, about 70 percent of health care costs are covered. Monthly premium costs are higher than the bronze plan.
The gold level plan is the premium option available for those who need significant health care coverage. The gold plan has the highest monthly premium costs, but the most amount of coverage. Policy holders receive about 80 percent coverage for all of their health care costs.
Benefits for Substance Abuse Treatment Services through Aetna
There are many different plan options available for those who are interested in Aetna health insurance policies. One policy that is available in nearby Illinois is the IL Aetna Whole Health Chicago Silver $10 Copay PD. It provides coverage for substance abuse treatment services at in-network facilities. Patients who opt for outpatient treatment will pay a $75 copayment per visit, and their deductible is waived for these services. Those who decide to seek treatment at an inpatient facility will pay a 30 percent coinsurance fee after they pay a $500 copay per admission.
Another plan option available is the IL Aetna Gold $10 Copay Savings Plus OAMC PD. With this plan, patients can seek treatment at an in-network facility or an out-of-network treatment center. At an in-network, outpatient facility, patients will pay a $40 co-pay per visit and their deductible is waived. At an in-network, inpatient facility, there is a 20 percent coinsurance fee. At out-of-network treatment centers, patients are required to pay a 50 percent coinsurance fee.
Treatment Options for Addiction
There are various treatment options available and patients should understand that a personalized approach to recovery is necessary in order to be successful. Patients should evaluate their own needs and preferences before selecting a rehab center.
One option is outpatient counseling. These facilities allow patients to seek treatment for addiction while also balancing their other daily obligations. Outpatient counseling facilities typically offer private and group therapy sessions. Cognitive behavioral therapy, 12-step programs, and family behavioral therapy might be available.
Another option is residential treatment. These facilities provide patients with a safe space to stay and recover from their addiction. Medical care for detoxification, counseling services, and recreational programming are often included as part of the treatment plan.
Contact Us Today For More Information
If you or someone you love needs help on the road to recovery, then contact us at DrugRehab.org today. Our caring counselors will take your confidential call, and will help you find a treatment center that will meet your needs and also accepts your Aetna health insurance policy. Call us now.