Going through a rehab program allows individuals to focus on their health goals and start avoiding substance abuse or recovering from addiction. When a loved one abuses drugs or alcohol, it impacts physical and emotional well-being. In some cases, it relates to mental health disorders or complicates a disorder. By working with Aetna insurance policies in Hawaii, individuals find appropriate tools to start recovering and working on long-term goals.
Treatment Solutions for Addiction
Treatment programs for addiction and mental health disorders in Hawaii depend on personal concerns and individual situations. Generally, individuals seek treatment in holistic or evidence-based facilities that use scientific and medical tools to help with long-term recovery goals. A holistic program takes the treatment further by addressing a variety of factors that contribute to addiction or a mental health disorder, such as physical ailments, spiritual or personal belief systems, and emotional health. It also offers treatments for traumatic experiences or similar complications that impact personal behaviors.
While evidence-based treatment, like cognitive behavioral therapy, provide assistance with long-term goals, most facilities also offer traditional treatment solutions. Traditional treatments focus on counseling services, appropriate psychological therapies, and medical treatments for physical conditions that impact behaviors and goals.
Regardless of the details in a type of program, individuals benefit when a facility provides detox services or connects the individual to a detox program before starting treatment. A long-term treatment plan also recognizes the differences between inpatient and outpatient treatment when looking for solutions to addiction or a mental health disorder.
Aetna Coverage Basics
Coverage from Aetna in Hawaii depends on the interests and goals of an employer rather than personal preferences. While Aetna does offer coverage, it is a one-to-one HealthFund policy that works with the employer to pay for medical concerns. Essentially, an employer determines the appropriate amount of coverage and provides the tools to ensure that the policy addresses the needs of the business or group.
As a group policy, the coverage available through Aetna provides solutions for a variety of conditions, including mental health disorders and addiction. In most cases, the coverage applies to the situation based on the health concerns and needs of the individual, so a medical doctor might need to refer individuals to an appropriate treatment program under certain conditions.
While basic coverage applies to most Aetna policies through an employer, the exact details and options depend on the company and the employer rather than the individual. An employer offers different policies, so some plans only provide basic coverage for problems like medical treatments while other policies offer more comprehensive solutions for rehab.
Details and Limits
Since Aetna works with an employer when developing appropriate policies for individuals in Hawaii, the policies usually set limitations or exceptions that impact the rehabilitation options available to individuals.
Evaluate the details of the policy before making any assumptions about coverage and treatment costs. Although Aetna policies usually cover mental health conditions and substance abuse, some employer-provided policies set limitations on the amount of coverage or only cover in specific situations. For example, a policy might pay for detox services in an emergency, but would offer limited coverage for in-patient rehabilitation. Pay attention to any limits in the policy, especially if it relates to specific situations that impact coverage. Some policies only cover in-network treatments or offer limited coverage for inpatient treatment.
Details vary between policies and employers, but most plans from Aetna allow individuals to seek treatment for medical and mental health concerns as long as the individual pays the stated deductible and follows any standards for treatment. For example, if a policy requires a $3,000 deductible before coverage applies to the treatment, then an individual pays the stated deductible and then the coverage applies according to the details of the policy. Focus on any standards and details when evaluating treatment programs in Hawaii to limit possible budgeting complications.
Selecting a Treatment Program
The right treatment facility for personal recovery goals in Hawaii depends on the situation and the policy provided by an employer through Aetna. Before finalizing a treatment plan, work with the insurance policy to compare different options. Use the online tools at DrugRehab.org to compare different treatment programs or learn more by contacting us today.