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Drug and Alcohol Rehabs that Accept Coventry Health Care

Coventry Health Care

Coventry Health Care offers a wide range of insurance coverage that may include rehab treatment for drug and alcohol use disorders. Coventry is dedicated to providing healthcare to build healthier communities. From individuals and families to businesses of all sizes, they’re focused on a healthier you.

Quality Health Care At An Affordable Price

Coventry Health Care (CHC) is an Aetna company that serves over 5 million people in 50 of the United States. Coventry works with MHNet Behavioral Health, a leader in the industry. The professionals at Coventry understand the importance of getting treatment for a drug problem.

Coventry Health Care_AetnaThe company offers exceptional coverage for a diverse group of people who need it. For instance, CoventryOne is offered for individuals and families with plans to fit personalized budgets, as well as low copays and deductibles. Coventry Health also offers Group Plans, Medicare Coverage, Worker’s Compensation, First Health Network Solutions, and Behavioral Health Services including rehab.

Coventry Health Care can be used to pay for medical expenses like rehab, but first a referral for services may be required. Other services include outpatient detox, intensive outpatient programs, inpatient treatment, and inpatient acute care may require preauthorization by MHNet.

Will Coventry Health Care Cover The Cost Of Rehab?

Not everyone’s rehab cost will be 100% covered by their insurance; it depends on several individual factors like length of rehab, addiction, or insurance type. This is partly because each person’s addiction is different, and thus a representative from Coventry Health Care would need to evaluate the needs of each before quoting an estimate.

Coventry understands the needs of each member and offers member-centric treatment coverage with their Total Behavioral Health Solution. This insurance solution “provides…members with the best treatment available through a combination of care coordination, preventive health programs and disease management.”

Coventry Health Care_ProfessionalsOn top of providing the best care, Coventry covers treatment of a wide range of conditions, which include:

  • depression
  • severe stress and anxiety
  • alcohol or drug dependency
  • eating disorders
  • coping with grief and loss
  • anger management
  • mood disorders
  • problem gambling
  • inpatient care
  • acute rehab
  • day treatment
  • medication management
  • group therapy
  • follow-up outreach to ensure successful recovery

In any case, trying to find a rehab center within an insurance network can be a lot more difficult than one might expect. The last thing people need is to decide to stop using drugs with the help of a rehab center, only to be turned away because of their insurance. Luckily there are treatment specialists who know the ins and outs of health care and insurance policies and can help locate the best rehab center.

If you’re on the fence about whether to go to rehab, remember that you’re not alone. There were “23.5 million persons aged 12 or older needed treatment for an illicit drug or alcohol abuse problem in 2009,” (National Institute on Drug Abuse). Only a small percentage of people who needed treatment got it at a specialized facility. That same year there were 2.6 million people over 12 years old who got treatment at a specialized facility like rehab.

Mental Health Parity And Affordable Care For Rehab Treatment

Let’s face it, a lot of people just don’t have the means to get into rehab, but there’s no reason to lose hope. Luckily, due to the Mental Health Parity Act, insurance providers are required to treat mental and behavioral health with the same importance as surgery, or other health-related emergencies.

Coventry Health Care_23.5 MillionThe stigma attached to addiction not only has the potential to limit where a person can go financially and vocationally; in the past it has also limited the amount of insurance coverage for treatment. Thanks to the Mental Health Parity Act, people are able to receive coverage for the treatment they need to overcome addiction.

Formally known as the Mental Health Parity and Addiction Equity Act of 2008—it’s a “federal law that generally prevents group health plans and health insurance issuers that provide mental health or substance use disorder (MH/SUD) benefits from imposing less favorable benefit limitations on those benefits than on medical/surgical benefits” (Centers for Medicare and Medicaid Services).

Most of what Coventry has to offer is made available to the masses by the affordable care act. “The Affordable Care Act, otherwise known as health care reform, has brought about changes to health insurance coverage and will bring more changes in the years to come” (CHC).

What Are The Other Payment Options For Drug And Alcohol Rehab?

One of the biggest problems today is when people opt out of going to rehab, because they don’t have the money. There are other ways around that. Living with an addiction can worsen the chances of serious withdrawal symptoms, failed relationships, loss of a job, and overdose. Rehab isn’t cheap, but neither is living with an addiction. Rehab can actually save a person’s life.

As far as insurance coverage, exact coverage varies from plan to plan, but even if Coventry doesn’t cover the entire cost of treatment, they work with clients to make sure that their out of pocket cost is at a minimum. Don’t give up on treatment if it isn’t completely covered.

There are other factors that need to be considered to figure out how much an individual will pay. The cost of rehab can depend on what type of addiction a person has, the insurance type, the length of treatment, and the treatment center. For those who do not receive full coverage, there are other payment options as well. Those options may include:

  • out of pocket
  • co-pay
  • government grants
  • financial aid
  • payment plan
  • borrow from a retirement account
  • borrow from a family member
  • healthcare credit card—this can be risky and often includes interest
  • sliding fee
  • state funded free rehab
  • take out a loan

Coventry employs a team of professionals who can answer specific questions on said policies, and network coverage. Not only is the staff helpful at Coventry Health Care, all of the necessary information is easy to find on their website.

Find A Rehab Center In The Coventry Health Care Network

The people at Coventry Health Care are knowledgeable and want to help you get the most out of your rehab treatment. Now let the addiction specialists at DrugRehab.org help find the best rehab center for you and your family. Contact us today to learn more about payment options and where to go to begin your recovery.

If you or a loved one are struggling with addiction, contact us now!

For More Information Related to “Drug and Alcohol Rehabs that Accept Coventry Health Care” Be Sure To Check Out These Additional Resources From DrugRehab.org:

 


Sources

Centers for Medicare and Medicaid Services – Other Insurance Protections
Coventry Health Care – Products and Services
National Institute on Drug Abuse – Treatment Statistics