Selecting a health insurance policy that will provide the opportunity to seek treatment and recover from substance abuse can seem daunting. Fortunately, the Blue Cross Blue Shield offers coverage for Virginia residents and makes it easier to select a treatment program that is appropriate for the needs of the individual.
In the state of Virginia, the Anthem Blue Cross Blue Shield policies are part of a multi-state plan that provides affordable treatment options for residents of the state. The individual deductible is usually reasonable and is based on personal income or the income of the family. After paying the deductible, the cost of treatment and care is limited by the co-insurance.
Generally, the plan will have a set co-pay for many medical services or will have a 30 percent co-insurance that is designed to limit the cost of emergency care or long-term treatment requirements.
Coverage for Substance Abuse Recovery
Addiction recovery can be complicated, but it is usually covered by a Blue Cross Blue Shield policy. The amount of coverage can vary slightly, but usually it will cover most of the costs associated with treatment after the stated deductible is paid. A co-payment may be required for the treatment and there are often limitations on the duration of time that is available for an in-patient treatment plan.
Usually, the Blue Cross Blue Shield policy will pay for a 28 day residential treatment program. It may also provide coverage for additional out-patient treatment when the original treatment program is completed. The out-of-pocket maximum is set to a specific amount, so there will be no additional charges after reaching the stated maximum, even if additional treatment is required and it is necessary to continue an out-patient program.
Most medical concerns are covered by the program, including pain management and mental health disorders, so it is possible to treat co-occurring disorders that may develop as a result of addiction or that may contribute to the addiction. The coverage can make the treatment of an addiction affordable, especially if it is necessary to bring in a specialist for any health concerns that may develop as a direct result of addiction and substance abuse.
The Blue Cross Blue Shield program that is available in Virginia recognizes that there are potential problems that may arise when it comes to treatment and recovery. That is why the program offers coverage to help pay for addiction recovery and treatment programs that are required to help with the process. DrugRehab.org can provide the assistance and tools that individuals in Virginia need to find the right policy through Blue Cross Blue Shield and make it possible to focus on reaching long-term goals for addiction recovery.
Virginia Drug and Alcohol Rehabs
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