If you or your Arkansas family are struggling with the potential pain and hazards of a chemical dependence problem, rest assured that the proper medical treatment can play a huge role in restoring your health and quality of life. These days, you can get the help you need with the aid of the Blue Cross Blue Shield insurance plans available through the Affordable Care Act. Not only do the ACA plans on Healthcare.gov comes in different tiers of affordability and coverage, but they also offer tax credits to those who qualify. Better yet, they accept those with pre-existing conditions.
Details of plan coverage differ from state to state, with Arkansas being no exception. To peruse the Blue Cross Blue Shield plans available in your state, you must first enter your zip code on the “Browse Coverage Options” screen at Healthcare.gov. Arkansas zip codes range from 71601 (Pine Bluff) to 72959 (Winslow). You may then be asked by select your specific county and other information. For a Jefferson County applicant. for example, a 40-year-old nonsmoker in Jefferson County has access to many different health plans arranged in Bronze, Silver, and Gold tiers (in order of coverage amounts and prices).
Substance Abuse Coverage
Substance abuse coverage may vary, even within tiers. For instance, the Arkansas Blue Cross and Blue Shield · Silver 1500 plan allows for a co-insurance rate of 25 percent on substance abuse services after you’ve met a deductible of $1,500. The Arkansas Blue Cross and Blue Shield · Silver 3500 plan includes a $3,500 deductible and flat co-pays of $250 for inpatient care and $25 for outpatient care. Under the Arkansas Blue Cross and Blue Shield · Gold 1000 plan, you’ll pay $40 for outpatient substance abuse care and a 20 percent co-pay for inpatient care after you’ve met your deductible. If you opt for the Arkansas Blue Cross and Blue Shield · Bronze 5500 plan, you’ll have a 50 percent co-insurance on both inpatient and outpatient substance abuse treatment. Your final choice will be determined by your ability to pay the premiums and the extent of the substance abuse coverage. If you are (or were) working for the federal government, you may also be interested in a multi-state plan such as the Arkansas Blue Cross and Blue Shield · Blue Cross Blue Shield 500 plan, which includes 20 percent co-insurance (after meeting the extremely low $500 deductible) for substance abuse issues.
Help Is Here
If you need help getting into a treatment facility and using your insurance, please contact DrugRehab.org today.
Arkansas Drug and Alcohol Rehabs
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